Meridian Home Mortgage Corporation- What Sets it Apart

More and more people are beginning to hear about Meridian Home Mortgage Corporation.

This is despite the fact that it is a small company with only more or less a complement of fifteen employees. It has offices in only eight states which is not much in comparison with other big mortgage entities. There are however, very good reasons for its popularity.

Meridian home mortgage services are similar to what other companies offer. Like other companies, they also offer services in refinancing, home loans and reverse mortgages. What sets the company apart from all the others however is how they do business.

Meridian Home Mortgage Corporation began in 2001 in Hampstead, Maryland. Founder Glenn Belt, who had worked in several mortgage companies, and friend Mike Zgorski, a seasoned entrepreneur, decided that they wanted to create a different kind of mortgage brokerage company. Meridian was basically born out of the observation that brokers treat customers as deals, credit scores or a means to earn. From the start, Meridian was envisioned as a company that would be dedicated to treating people not as impersonal entities but as individuals with unique needs and concerns.

Meridian Home Mortgage Corporation prides itself in working for clients and not for banks, real estate agents and lenders. Other brokers may make the same claim but may secretly have biases for certain agents and lending institutions that offer them an advantage. Meridian however genuinely has the borrower in mind.

One way that the company works for a person’s best interests is the way they process loans. Meridian home mortgage services are not handled by individual loan officers. The company’s innovative system uses a team of experts to work on individual applications. This is because the company recognizes the fact that no single individual can be an expert on everything related to mortgages and loans.

Members of a team can each focus on a specific aspect in order to ensure that clients get the best deals that answer their specific needs to the letter. This approach is one reason why the company has a 96% success rate when it comes to providing the appropriate loan terms for each individual.

It is because of Meridian’s innovative approach that it has become professionally recognized. After more or less eight years in operation, Meridian Home Mortgage Corporation earned for itself an Inc. 5000 award for being one of the fastest growing companies in 2008. The most surprising part is that the award came at a time when the country was experiencing one of the worst housing crises in history.

The best part about Meridian Home Mortgage Corporation however goes well beyond its professional success and technical expertise. Unlike other companies, Meridian gives its clients the rare feeling of being part of a family. This is probably because the company operates with employees who are literally family members. Until now, the company remains to be a family business. Whether clients approach Meridian online or directly in offices, they are treated and greeted with a personal approach. Meridian does not rely on offshore agents to handle client inquiries or accounts.